FlexTeller supports distributed capture methodologies, working in concert with imaging vendors to fully integrate teller line operations with back office functions. From the teller line, MICR and transaction data are transmitted along with scanned images to the central POD system for account and balancing verification. Additionally, transaction data enables the creation of virtual images instead of physical documents requiring validation, thus improving teller transaction times. A financial institution can “truncate” items at the point of presentment, thereby removing courier costs, many power encode requirements, and reduce staffing and hardware demands for traditional proof operations.

Truncation can be performed at the teller line in concert with FlexTeller transactions, or as a batch process behind the teller line. Regardless of implementation strategy, the primary focus is to reduce transaction times for customers and remove the financial institution’s dependency on manual document workflow. Clients using Image Exchange or Image Replacement Documents (IRD) will realize a complete Check 21 solution.