MERCHANT / CORPORATE ACCOUNT BENEFITS.

• Eliminate branch deposit runs by performing deposits from their place of business
  
• Deposits can be performed more than once a day, even extending business day cutoff times
  
• With geography less important, businesses with multiple offices can simplify their bank relationships by eliminating branch accounts that serve separate locations  
  
• Earlier deposits using check imaging allows a financial institution to process and clear items more easily, resulting in better funds availability schedules to the business
  
• Faster deposit processes enable businesses to identify and reduce the risks associated with returned items  
  
• The user-friendly system design is easy to use by any employee
  
• Scanner hardware is tailored to the processing goals of each business, making implementation as affordable as possible
  
• Simple Internet connectivity

PROCESSING BENEFITS.

• Leverages Check 21 legislation
  
• Automatic MICR and optional CAR/LAR capabilities further streamline the deposit process, especially for larger business accounts  
  
• Image quality analysis is integrated to ensure items are processed efficiently
  
• Deposit information is securely transmitted to the financial institution using SSL data encryption
  
• Following NACHA guidelines, permitted items can be converted to ACH debits
  
• Depending on processing objectives, applications can be tailored to support both low and high volume depositors